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  1. Thanks for your submission. I would love to say that the first thing you will need to perform is verify if you really need credit repair. To do that you will have to get your hands on a copy of your credit score. That should not be difficult, ever since the government mandates that you are allowed to get one no cost copy of your actual credit report annually. You just have to request the right men and women. You can either look into the website for the Federal Trade Commission or perhaps contact one of the major credit agencies right away.

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